Financial Services

We've put together a number of packages to help riders buy, insure, protect and maintain their beloved Harley®. With a range of products, you can be sure that Harley-Davidson Financial Services can provide you with the right solution at a competitive price.

Don't just dream of owning a harley-davidson® motorcycle – with one of our tailored finance products, we can help you make it happen




Use the strong future value of your Harley® to enjoy low monthly payments today!

You can take advantage of low monthly payments on your Harley-Davidson by choosing to finance your bike through Harley | OWN™ our branded Personal Contract Purchase (PCP).

You choose your term in months from 25-49 months and anticipated annual mileage to a maximum of 24,000 per year. We then set a guaranteed future value†, as this amount is deferred until the end of your agreement. This results in your low monthly repayments.

Whilst interest is charged on the balance of money you finance down to the payment profile of
Harley | OWN™ and the guaranteed future value your monthly payments will be low.

At the end of your agreement you have 3 options that you can choose from;

RETAIN - Pay the Final Repayment (equal to the Guaranteed Future Value† and Option Fee) and keep your Harley®

RETURN - Hand the bike back, provided you have kept the bike in good condition and within the agreed mileage there will be nothing further to pay**

RENEW - Part exchange your Harley® subject to settlement of your existing finance agreement; new finance agreements are subject to status. Any equity left over could be used as a deposit towards your next Harley®


Fixed rates and periods of up to five years with the option of borrowing slightly more than the value of the bike for some Genuine Motor Accessories or Genuine Motor Clothes & Riding Gear.




Traditional hire purchase plan with flexible deposits, fixed rates and terms up to five years.

Now there's nothing to stand between you and the open road. For further details, or to obtain a quotation, please contact your local authorised Harley-Davidson® dealer.

HARLEY | OWN™ (Personal Contract Purchase), HARLEY LOAN™ and HARLEY | PURCHASE™ are provided by Harley-Davidson Finance.
* Harley-Davidson Finance is a trading name of Black Horse Limited, St William House, Tresillian Terrace, Cardiff, CF10 5BH. Any finance required for a new deal is subject to status, available only to UK residents over the age of 18.

** Excess mileage is charged at 6p per mile + VAT.

† Subject to bike being returned on time, in good condition (fair wear and tear accepted) and within the permitted maximum mileage.

No one knows about how important your harley is like us, our approved harley | rider insurance policy covers more so you can worry less and concentrate on planning your next trip.


New for this year from Harley-Davidson Insurance Services and available for all customers who purchase a New Harley®* is the '7 Day Ride Away Cover'.

Ride Away Cover offers seven days’ complimentary cover on all new and approved used (Originals®) Harley-Davidson motorcycles*. This makes it easier than ever before for you to arrange insurance - meaning you can ride your new purchase home from the dealership straight away or ensure that delivery takes place far quicker.

At the same time as activating your cover you’ll receive a complimentary 12 month full quote explaining the comprehensive list of tailor-made benefits available within the Harley-Davidson Insurance Services offering.

As with all Harley-Davidson Insurance Services offers, Ride Away Initiative ensures you can enjoy the best riding experience possible. Wherever possible you’ll also be able to have any repairs carried out by your Harley-Davidson dealership. To find out more about this great offer please ask your local Harley-Davidson dealer.

*Excluding trike & CVOs and subject to qualifying criteria



HARLEY | RIDER INSURANCE™ just got even better. You'll now enjoy the comforting reassurance of UK and European breakdown and accident recovery cover plus up to £100,000 (€125,000 in the ROI) in motorcycle legal protection to help you recover any uninsured losses such as your excess, lost earnings, medical costs and personal injury compensation.


Agreed value† (particularly important if you have accessorized your bike) INCLUDED!
£1,250 helmet and leather cover INCLUDED!
UK & European breakdown and accident recover INCLUDED!
Up to £100,000 Motorcycle Legal Protection INCLUDED!
New for old replacement† INCLUDED!
Comprehensive cover for riding other vehicles INCLUDED!
Repair work conducted by your Harley-Davidson® Dealer INCLUDED!

Get a quote now! Want to speak to someone in person?

Call 0800 988 6981. Online quoting is currently only available in the UK, customers in the Republic of Ireland should call 1800 800845.

Get A Quote

†Terms and conditions apply, visit Harley-Davidson Insurance

*Harley-Davidson Insurance Services is a trading style of Carole Nash Insurance Consultants Ltd. Registered in England and Wales 2600841. Registered Office: Trafalgar House, 110 Manchester Road, Altrincham, Cheshire, WA14 1NU. Authorised and regulated by the Financial Conduct Authority under firm reference number 307243. You can check this on the Financial Conduct Authority register on or by contacting them on 0845 606 1234.

When the unforseen happens, we'll help to keep you riding.


We provide a number of solutions to ensure your ongoing freedom from unnecessary and unplanned expense, from warranty to cover you against the costs of mechanical or electrical failure or GAP that covers your potential financial loss following a total loss or write off of your beloved Harley®.

You can rest assured that the products available carry the full endorsement of Harley-Davidson® and have been developed to fully satisfy the demands of you our customer. Whilst this warranty provides a high level of cover, there are certain items which are not covered. For precise details of the cover provided, please ask for the terms and conditions.

We challenge you to find better cover at a competitive price!


How long do you intend keeping your bike for? We can provide cover for up to 5 years (3 years in addition to the 2 year factory warranty).

We have developed a warranty without limits, well almost! It is unlimited from a mileage point of view, we want you to ride your bike and fully explore your new found freedom and any claims are payable up to the value of your bike at the time the warranty was purchased. This cover also increases the Harley|ASSIST™ roadside assistance you get with your bike to match the period of warranty.


Our entire dealer network supports the Originals Used Bike Program, this ensures that no used bike leaves our premises without having undergone vigorous checks that include:

  • 120 Point Inspection
  • A full HPI check to ensure your Harley® is free from any outstanding finance and is not registered as stolen or written off
  • Confirmation that the mileage is correct
  • Harley|ASSIST™ roadside assistance for 12 months


12 month extensive warranty and roadside assistance package with the same benefits as our HARLEY|OPTIMUM WARRANTY™ that we provide for new motorcycles, that’s a sign of how confident we are in our used machines!

Whilst our used bikes are supplied with an extensive 12 month warranty, as well as Harley|ASSIST™ roadside assistance, you can extend this for up to an additional 24 months, your dealer should inform you of the options available.


This is included within your Optimum or Originals Warranty and provides European Roadside Assistance, Recovery and Homestart as well as onward travel arrangements if required.


Return to Invoice price protection for any age Harley®sold by an official Harley-Davidson® dealer, we even pay up to £250 of your insurance excess in addition to any valid claim.



Return to Invoice price protection for any age Harley®sold by an official Harley-Davidson® dealer, we even pay up to £250 of your insurance excess in addition to any valid claim.

For further information on Harley-Davidson Warranty Services* products and services or a copy of the policy terms and conditions.



*Harley-Davidson Warranty Services is a trading name of Car Care Plan Limited, Jubilee House, 5 Mid Point Business Park, Thornbury, West Yorkshire, BD3 7AG. Registered in England & Wales No 850195. Car Care Plan Limited is authorised and regulated by the Financial Conduct Authority.

HARLEY|OPTIMUM WARRANTY™, HARLEY|ORIGINALS WARRANTY™ and HARLEY|GAP™ are administered by Harley-Davidson Warranty Services and underwritten by Motors Insurance Company Limited, Jubilee House, 5 Mid Point Business Park, Thornbury, West Yorkshire, BD3 7AG.

Harley l Assist Roadside Assistance Insurance (Harley Assist TM) is a Roadside Assistance Insurance Product sold and underwritten by AWP P&C S.A. – Dutch Branch, trading as Allianz Global Assistance Europe, with corporate identification No 33094603, registered office at Poeldijkstraat 4, 1059 VM Amsterdam, the Netherlands, registered at the Dutch Authority for the Financial Markets (AFM) No 12000535 and authorised by L'Autorité de contrôle prudentiel et de resolution (ACPR) in France.


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F H Warr & Sons Ltd is an Appointed Representative of Automotive Compliance Ltd, who is authorised and regulated by the Financial Conduct Authority (FCA No 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows F H Warr & Sons Ltd to act as a credit broker, not as a lender, for the introduction to a limited number of lenders and to act as an agent on behalf of the insurer for insurance distribution activities only.


We are a credit broker and not a lender. We can introduce you to a limited number of lenders and their finance products. We are not an independent financial advisor and we act as their agent for this introduction. We may advise you on the products, subject to your personal circumstances, though you are not obliged to take our advice or recommendation. We do not charge you a fee for our services. Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). For your reassurance, all of the lenders we work with could pay commission at different rates, but the commission we receive does not influence the interest rate you will pay. Our aim is to secure finance for you at the lowest interest rate you are eligible for from our panel of lenders. If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over. Guarantees may be required.


Complaints where you are operating under Automotive Compliance’s FCA permissions, the following contact details need to be on this page for complaints: Regulated Complaints Post: Automotive Compliance Ltd, The Factory, 44 Alfred Street, Gloucester, GL1 4DD Telephone: 01452671560 E-mail:

Financial Ombudsman Service, the following information must also be added to this page: If we cannot resolve your complaint within 8 weeks, you may refer your dispute to the Financial Ombudsman Service. This service is free to use. Their consumer helpline is available on 0800 023 4567 or 0300 123 9123 or you can visit their website at